PDF

Front Matter
North Carolina Banking Institute

PDF

Disclosure and Acknowledgements
North Carolina Banking Institute

PDF

Contents
North Carolina Banking Institute

PDF

Foreword
Rebecca D. Floyd and Lissa L. Broome

PDF

A General Counsel’s Perspective on the Importance of a Long-Term Focus and an Open Culture
John G. Finneran Jr.

PDF

“Super Lien” Doesn’t Mean Super Risk: Money Market Intermediation, Security Interests, Federal Home Loan Bank Lien Protections and Systemic Risk
Jonathan A. Scott and Reginald T. O'Shields

PDF

The Legal Underpinnings of the Global Foreign Exchange Market
David T. Bloom

PDF

Bitcoin Futures: From Self-Certification to Systemic Risk
Lee Reiners

PDF

The Future of Blockchain: As Technology Spreads, it May Warrant More Privacy Protection for Information Stored with Blockchain
Ashley N. Longman

PDF

Cryptocurrency and Financial Regulation: The SEC’s Rejection of Bitcoin-Based ETPs
Marion A. Brown

PDF

The Modern Threat: Data Breaches, Security Measures, and a Call for Changes
Zachary N. Layne

PDF

An Attempt to Negate Iranian Sanctions: How Special Purpose Vehicles May Be the EU’s Last Hope to Keep the JCPOA Alive
Alexandria ter Avest

PDF

GDPR: Navigating Compliance as a United States Bank
Lindsay A. Seventko

PDF

Is the United States Becoming the “New Switzerland”?: Why the United States’ Failure to Adopt the OECD’s Common Reporting Standard is Helping it Become a Tax Haven
Rachel E. Brinson

PDF

SEC You Later: Eliminating the Bank Holding Company and Reducing SEC Oversight Under Section 3(a)(2)
Blake Leger

PDF

Tearin’ up iHeart: The Recent Trend with Troubled Companies and The Unrestricted Subsidiary Transfer Tactic
Brad Cheek

PDF

Not All Securitizations Are Equal: Risk Retention for Commercial Mortgage-Backed Securitization in an Era of Deregulation
Devon R. Tucker

PDF

Pass or Fail? Grading the Effectiveness of Stress Tests a Decade After the Financial Crisis
Garrett J. Moore

PDF

The Potential Effect of the Economic Growth Act of 2018 on Bank Mergers and Acquisitions: What This Means for De Novo Banks and CRA Lending
Joseph C. Fields

PDF

Merger, Huh, What is it Good For: The Impacts of Credit Union Mergers
T. Nute Thompson

PDF

Tribal Lending Under CFPB Enforcement: Tribal Sovereign Immunity and the “True Lender” Distinction
Brianne Marino Glass

PDF

The High Cost of Low Supervision: How Servicemembers Will Inevitably Pay for the CFPB’s Reactive Approach to the Military Lending Act
Courtney C. Cornelius

PDF

Banking at the Fed with FedAccounts: The Demise of Commercial Banks?
E. Kylie Norman

PDF

Modernization or a Missed Opportunity? The Comptroller of the Currency Updates the Community Reinvestment Act
Morgan O. Schick

PDF

Banks and Guns: Social Activism Following the Parkland, Florida Shooting
Erin A. Catlett