Document Type
Article
Publication Date
2025
Publication
Sea Grant Law & Policy Journal
Volume
14
Abbreviation
Sea Grant L. & Pol'y J.
First Page
9
Abstract
The risks of flooding in the United States have never been more apparent, making all the more significant the state of flood insurance and the legal and political volatility of the National Flood Insurance Program. In this Article we discuss the details of “Risk Rating 2.0,” the most significant change to federal flood insurance in half a century, and its legal and political future in the new world of Trump 2.0. And, in addition to describing the details of this new change to federal flood insurance, we describe its advantages and disadvantages in both the newfound political environment in which it operates and its likelihood of continuing to survive its most significant legal challenge in federal court, in State of Louisiana v. Department of Homeland Security.